permanent tsb Centre

permanent tsb Centre

permanent tsb are delighted to be bringing new and better ways to bank to the Ideal Home Show. As title sponsor our stand will be the N60 stand where you can call in and talk with our team. We will be on hand to help with all your financial needs including mortgages, home insurance, current accounts, personal loans, credit cards and savings accounts. So come see what we have to offer.

We’ll be able to provide mortgage and home improvement loan approval in principle in just 15 minutes at our stand, so if you’re looking to improve your home or buy a new one make sure to visit us. Approval in principle outlines how much permanent tsb could lend you and is based on the information you provide in a 15 minute financial chat with a member of our mortgage team. However it is subject to a full credit and suitability assessment and it is not legally binding but it’s a good way to get started.

Edward Kearney, Head of Mortgages at permanent tsb, is looking forward to seeing you at the show “Our people will be there to help you begin your journey towards the home you want. Whether you’re looking to buy, build or move to a new home we’ll be there to discuss your options – take some time out in a relaxed atmosphere to discuss your plans with our qualified mortgage consultants.”

Mortgages:

We understand your mortgage is a big financial commitment and it’s important for you to make the right decision for you and your family. So we make applying for a mortgage as simple and straightforward as possible offering flexibility and affordability in a way that suits you.

“For somebody looking to get into their dream home getting a mortgage can seem like a complex and stressful process. Our mortgage consultants are here to help them with that part of the journey, providing the free and confidential advice to support them in getting the house they want, and letting them concentrate on making it a home.” Edward Kearney, Head of Mortgages.

Home Improvement Loans:

Your needs can change over time and you don’t want to stop making your home the best it can be. Whether it’s an extension, a renovation or an upgrade to some kitchen appliances, once you know how you’d like to improve your home we’ll help you get there with our home improvement loan. Talk to us about our loan options at the N60 Ideal Home Show Stand.

Marcus Brady, Head of Consumer Finance says “We have listened to our customers and delivered a customer proposition which meets their expectations of speed, simplicity and saying yes to their lending needs. We have made our personal loan application process simple, and our online personal loan service means customers can now receive a credit decision, sign their credit agreement and transfer the loan funds to their current account through their online Open24 account. Whether it’s a new bedroom or bigger kitchen, we have products specifically tailored to suit customer’s needs and we are available to discuss these options at the Ideal Home Show.”

Home Insurance

“At permanent tsb we understand how important your home is. We offer an extensive range of cover that will protect both your home and your belongings in your time of need. And with 4 months free on new home & contents insurance policies, we offer great value as well as great cover.”  Richard Kelly, Head of Retail & Corporate Deposits, General Insurance and Bancassurance.

We know home is where the heart is and we want to help you protect what matters most. We also offer a wide range of cover, from home and contents, contents only, holiday homes, investment properties and even have a cover for when your home is under construction. Also our home insurance covers you for loads of small things you might not have thought about and you can tailor your policy to suit you.

Because you won’t stop, at permanent tsb we’re finding new and better ways to bank; from providing a home loan to insuring your family home against the unexpected. We can also help in other ways whether it’s purchasing the new family car, a current account for your day to day banking needs, a regular savings plan for that dream holiday or the convenience and flexibility of a credit card. So talk to us at the N60 Ideal Home Show Stand.

Bank with permanent tsb across Ireland

Terms and Conditions:

Mortgages

Lending criteria, terms & conditions will apply. Mortgage approval is subject to assessment of suitability and affordability. Applicants must be aged 18 or over. Security is required and credit agreement will be secured by a mortgage or by a right related to residential immovable property. Life and Home Insurance are also required. For First Time Buyers, a maximum Loan to Value (LTV) of 90% will apply to a property’s purchase price. For Second Time Buyers a maximum LTV of 80% will apply. The maximum LTV for customers who hold their current mortgage with another bank but wish to switch their mortgage to permanent tsb while also releasing equity is 80%. Maximum loan amount will typically not exceed 3.5 times an individual’s gross annual income. The monthly repayment on a 20 year mortgage with Loan to Value (LTV) greater than 80% with variable borrowing rate of 4.20% on a mortgage of €100,000 is €616.57 for 240 months. Total amount repayable is €147,976.80. If interest rates increases by 1% an additional €54.48 would be payable per month. For this example, Annual Percentage Rate of Charge (APRC) of 4.32% applies and consists of variable borrowing rate of 4.20%, valuation fee of €130, Property Registration Authority (PRA) fee of €175, and security vacate fee of €35. Warning: The cost of your monthly repayments may increase – if you do not keep up repayments you may lose your home. Information correct as of 01/12/2016 but is subject to change. permanent tsb p.l.c. is regulated by the Central Bank of Ireland.

Lending

Approval is subject to our lending criteria terms & conditions. Minimum loan amount €1,500 and maximum loan amount €75,000. Minimum term is 6 months and maximum term is 120 months. Your application will be subject to a full credit and suitability assessment. Lending criteria terms and conditions apply. Over 18s only.

Online Personal Loan Service: Applicants must be registered for Open24 online banking. Full online approval in minutes applies to permanent tsb Current Account salary mandated customers. Loan can only be taken out in your sole name. Loan must be drawn down to a permanent tsb Current Account. The account from which you wish to pay back your loan must be a permanent tsb Current Account. Full online approval in minutes is subject to a max loan amount of €15,000. permanent tsb p.l.c. is regulated by the Central Bank of Ireland.

Home Insurance

permanent tsb p.l.c. is a Single Agency Intermediary of Allianz p.l.c. for Home Insurance. permanent tsb Home Insurance is underwritten by Allianz p.l.c. permanent tsb p.l.c. is regulated by the Central Bank of Ireland. Allianz p.l.c is regulated by the Central Bank of Ireland.